The 2023 IRS 1095-B tax forms are now available on My Health Toolkit® if you received coverage from BlueChoice HealthPlan through a fully-insured, employer sponsored health plan. The 1095-B is a form the IRS requires us to provide to you. It shows the health insurance coverage you had last year — in 2023 — that meets the Affordable Care Act standard for coverage. You can use the information on this to fill out your federal income tax return.
To access your 1095-B form, log in to My Health Toolkit and:
- Go to My Plans & Benefits.
- Select Coverage Information.
- Select IRS Form 1095.
You may also request a copy of your 1095-B form by:
- Calling us at the number listed on the back of your member ID card.
- Writing to us at: P.O. Box 6170, Columbia, SC 29260.
If you do not have a My Health Toolkit account, it only takes a few minutes to create one. To register, you'll need to enter your member ID number (or your Social Security number) and date of birth. Your Member ID number can be found on the front of your member ID card.
With a My Health Toolkit account, you can:
- View and share your digital ID card.
- Quickly check the status of your claims.
- Confirm your coverage for services.
- Find a local provider who's right for you.
- Make changes to personal information.
- I have already filed my tax return for 2023 — before you provided the 1095-B form to me. What should I do?
If you relied on other information about your insurance coverage to file your tax return, be sure to keep this information with your tax records. If you are concerned that you filed your return with incorrect information, please consult your tax adviser.
- What is the tax penalty for not having coverage in 2023?
The individual mandate tax penalties were set to zero after December 31, 2018. So, individuals are no longer responsible for this payment or tax penalty. However, you may need the information on the 1095-B form we provide to complete your 2023 income tax return.
- The information on the form you sent me doesn’t match the information on the form I received from my employer, and it’s for the same coverage. Can you fix them?
Please call the number on the back of your member ID card and speak with a customer service representative. From there, someone will research your issue. If it is determined that we made an error on your 1095-B form that we provided, we will issue a revised form with the correct information. If we determine that your form is correct, you should contact your employer to have them verify the information on the form they provided.
- I received multiple 1095-B forms? Why? What’s the difference?
If you had coverage through more than one insurance plan or policy during 2023, you will receive a 1095 form for each plan or policy for the time period that you had coverage. There are three versions: 1095-A, 1095-B and 1095-C.
- You receive 1095-B forms from any insurance company that you had coverage with, unless your coverage was through a self-funded employer.
- If you had coverage through a self-funded employer, you will get a 1095-B form or 1095-C from that employer (1095-B for self-funded small groups or 1095-C for self-funded large groups).
- If you had coverage through a fully insured large group employer, you will also get a 1095-C from that employer, in addition to the 1095-B that you get from us (or any other insurer).
- If you had coverage that you bought directly from the Health Insurance Marketplace, you will get form 1095-A.
Be sure to save all the 1095 forms you get. You may need the info on them to complete your federal income tax return this year.