Silver 3200

Plan type:

Plan BenefitsIn Network Only


Deductible (single/family)


Maximum Out Of Pocket (single/family)


Primary Care Physician Services

$35 copayment per visit

Doctors Care/Blue CareOnDemand


Maternity Care

$80 copayment first visit

Specialist Visit

$80 copayment per visit

Urgent Care

$50 copayment per visit

Inpatient Hospital Services

50% after deductible

Outpatient Hospital Services

50% after deductible

Emergency Room

$400, then 50% after deductible


50% after deductible

Freestanding Ambulatory Surgical Center

$200 per visit

Mental Health and Substance Abuse

Covered the same as medical benefits.

Gynecologist Exam (two exams per benefit year)


Routine Screening Mammogram


Routine Screening Colonoscopy


Prescription Drugs

Tier 1: $25 retail/$50 mail order;
Tier 2: $25 retail/$50 mail order;
Tier 3: $50 retail/$100 mail order;
Tier 4: $90 retail/$180 mail order

Specialty Pharmaceuticals

Tier 5: $300retail/$600 mail order;
Tier 6: $300 retail/$600 mail order

Durable Medical Equipment

50% after deductible

Physical Therapy, Speech Therapy, Occupational Therapy and Habilitation

50% after deductible; 30 combined visits for physical therapy, speech therapy and occupational therapy per benefit year. 30 visits for habilitation per benefit year.


A BlueChoice-participating facility must provide services.